Additional guarantees of life insurance
Life insurance coverage they offer all that you and your family need to be reassured before any accident related to your person, with the benefit of having a financial support to protect your loved ones in the event of death or disability, among others . This type of policy included in most of its forms warranty of death from any cause by the beneficiaries, according to the contracted product, receive the sum insured included in the terms of contract. But what further assurances can life insurance contract.
Users who want to complete your policy can extend your coverage for the following cases:
- Total permanent disability
- Accidental death of the insured
- Total permanent disability by accident
Furthermore, since there are products that provide adequate coverage in cases of invasive breast cancer for which a set amount as financial support for people who suffer this ailment is received.
In this regard, it is noteworthy that the life insurance usually contracted by renewable years and its renewal is done automatically when this period is met, unless express notice of any of the parties involved. It is also important to consider the age limit allowed to register the product and the minimum and maximum capital that we set as our compensation intended beneficiaries.
On the other hand, payment of both mandatory coverage as additional guarantees of a life insurance policy can be made in installments, which will mean an increase of percentage in the final premium.
It is important, before discharge life insurance, study what the needs of each family unit and what guaranteed capital needed in case the main breadwinner of the family is missing on any of the grounds set out in the general conditions policy. From here, it is important to compare the advantages and benefits included in the products offered by different insurers, as well as additional guarantees of life insurance you can choose to adapt the policy to the needs of each.
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